Cash Out Com Heloc Vs Cash Out Refi 15 Year Cash Out refinance rates cash out refi: Use this calculator if you knowhow many months you paid on your. current home loan refinance rates are shown beneath the first calculator.. years. time left on Original: months. Your New Refinance home loan information.. extra payments | 10 yr | 15 yr | 20 yr | DTI Ratio | Income Req | Affordability.What Is The Maximum Ltv For A Cash Out Refinance The maximum LTV for FHA cash out refinances is 85%. The exception is when the property has been owned less than one year. In that case, the maximum new loan amount is the lesser of the new value.