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Income Requirements – The maximum income allowed to finance a home with a USDA loan in Lubbock is limited to 115% of the median average income. This means your household income can not be more than 15% above the median income.
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The FHA home loan program in Lubbock, TX is one of the most well-known mortgage programs in the United States. The Federal Housing Authority (FHA) will not lend money, but will insure loans made through FHA-approved lenders, which decreases their risk if the borrower defaults. This will allow lenders to provide loans to borrowers who would otherwise not qualify.
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